Document Text Contents
Page 26
Syed Hasan Jafri
Head of Information Technology Division
Mr. Hasan Jafri has to his credit more than 22 years of
comprehensive IT related experience in various organizations at
senior levels. He has accomplished projects in terms of systems,
software support, IT related communication and Networking. Mr.
Hasan Jafri has worked on a number of credible operating platforms
and system solutions.
Gulrays Khan
Head of Internal Audit Division
Mr. Gulrays Khan has worked in State Bank of Pakistan since May
1994. His more than 12 years of experience is in Banking
Supervision, Banking Inspection and Compliance. For his
outstanding performance, he has received an achievement award
from SBP in 2005. He has conducted audits/inspections of various
foreign and local Banks in Pakistan. He has also been responsible
for monitoring of assigned banks through a system of Institutional
Risk Assessment Framework-IRAF. He has participated in various
domestic and international seminars.
Karim Sultanali
Head of Credit and Credit Administration
Mr. Karim Sultanali joined the Bank as an Executive Vice President
in October 2007. He is an MBA from IBA and is a CFA charter
holder from the CFA Institute, USA. He has over 19 years of
Corporate Banking and Credit Risk experience. Prior to joining
AHBL he was serving in Habib Bank Limited's Risk Management
Division. He has also headed the Corporate Banking Division at
Societe Generale Bank.
Muhammad Amin Bhoori
Head of Finance Division
Mr. Bhoori is an Associate Member of the Institute of Chartered
Accountants of Pakistan. He has over 9 years of diversified
experience in the field of finance, audit and tax. He is in financial
services industry for 4 years. He played vital role for the
establishment of the Bank including its incorporation and takeover
of Rupali Bank. Prior to joining Arif Habib Bank Mr. Bhoori has
served Arif Habib Investment Management Limited in the capacity
of Vice President Operations and Head of Internal Audit.
26
Page 27
Tasnim Beg
Head of Wealth Management
Ms. Tasnim Beg qualified as Chartered Accountant in 1975 from
England and Wales. Earlier, she has acquired Bachelor of Arts
Degree from Punjab University. She has almost 30 years of
diversified experience. In initial stages, she was associated with
Peat, Marwick in London and subsequently worked with A.F.
Ferguson, PIA, Pak Saudi Fertilizers, UNICEF and World Bank.
Aziz Morris
Head Compliance Division
Aziz Morris has 10 years of rich experience working with State
Bank of Pakistan. During his stay at the central bank, he worked 6
years with Banking Inspection Department examining affairs of
various commercial banks in the areas of Asset Quality,
Management, Risk Management, Internal Controls etc. The other 4
years, he served at Banking Supervision Department looking after
Off-site monitoring of banks and contributing towards various
publications of SBP. His last assignment at SBP was overseeing
implementation of Basel II Capital Accord in Pakistan.
He attended a number of national / international seminars and
trainings on banking and risk management during his stay at SBP.
He was also an active resource person for trainings on risk
management and Basel II for both commercial and central bankers.
Farhan Faruqi
Financial Institutions Division & Cash Management
Farhan Faruqi joined the bank in June 2008 as Vice President in
Financial Institutions & Cash Management Division. He is MBA in
Banking & Finance & has a 9 years multidimensional banking
experience in Correspondent Banking, Corporate Banking &
Financial Institutions in various Foreign & local banks such as
American Express, Mashreqbank, UBL, Emirates Bank
International. Prior to his joining, he was working for Emirates Bank
International in Dubai in Financial Institutions Division. During that
period, he served as Relationship Manager for MENA & Asia
Pacific regions.
Sabeen Ibrahim
Marketing
Sabeen Ibrahim joined the Bank in June 2007. She holds a Bachelor
of Science in Information Technology from University of West
Virgina (London Campus), London, England. She has experience in
Public Relations, Advertising and Marketing. Prior to joining AHBL
she has been working in the capacity of a Public Relations
Consultant for several well known local and int. companies.
27
Page 51
• Their should be a common room, so as to give employees a relaxing
environment when they have a break
• New and innovative products should be introduced by AHBL, like other bank
such as Citibank and Standard Chartered Bank develops for their customer.
For this purpose, special teams should be developed that include professional
from all departments of the banks to come with ideas. This process will
increase the number of ideas generated and even produce innovative products
for the bank that might give them the edge
• Incentive schemes should be developed for the employees that can help
motivate them, which might include:
o Scholarship programs for all employees for further study.
o Introducing employee awards at branch and regional levels.
o Job rotation programs to enhance the skills of employees.
• A proper IT department should be established in all branches, with
professional having the knowledge to maintain a secured connection with
other banks. Also scheduled backups of data should be done with in the bank.
9 Appendix
Web References
• www.arifhabibbank.com
• www.sbp.org.pk
• www.brecorder.com
• www.garp.com
• www.dailytimes.com.pk
• www.nation.com.pk
• www.bmacapital.com
• www.ibp.com.pk
• www.pba.com.pk
• www.research.bmacapital.com
• www.nytimes.com
• www.investopedia.com
51
http://www.investopedia.com/
http://www.nytimes.com/
http://www.research.bmacapital.com/
http://www.pba.com.pk/
http://www.ibp.com.pk/
http://www.bmacapital.com/
http://www.nation.com.pk/
http://www.dailytimes.com.pk/
http://www.garp.com/
http://www.brecorder.com/
http://www.sbp.org.pk/
http://www.arifhabibbank.com/
Syed Hasan Jafri
Head of Information Technology Division
Mr. Hasan Jafri has to his credit more than 22 years of
comprehensive IT related experience in various organizations at
senior levels. He has accomplished projects in terms of systems,
software support, IT related communication and Networking. Mr.
Hasan Jafri has worked on a number of credible operating platforms
and system solutions.
Gulrays Khan
Head of Internal Audit Division
Mr. Gulrays Khan has worked in State Bank of Pakistan since May
1994. His more than 12 years of experience is in Banking
Supervision, Banking Inspection and Compliance. For his
outstanding performance, he has received an achievement award
from SBP in 2005. He has conducted audits/inspections of various
foreign and local Banks in Pakistan. He has also been responsible
for monitoring of assigned banks through a system of Institutional
Risk Assessment Framework-IRAF. He has participated in various
domestic and international seminars.
Karim Sultanali
Head of Credit and Credit Administration
Mr. Karim Sultanali joined the Bank as an Executive Vice President
in October 2007. He is an MBA from IBA and is a CFA charter
holder from the CFA Institute, USA. He has over 19 years of
Corporate Banking and Credit Risk experience. Prior to joining
AHBL he was serving in Habib Bank Limited's Risk Management
Division. He has also headed the Corporate Banking Division at
Societe Generale Bank.
Muhammad Amin Bhoori
Head of Finance Division
Mr. Bhoori is an Associate Member of the Institute of Chartered
Accountants of Pakistan. He has over 9 years of diversified
experience in the field of finance, audit and tax. He is in financial
services industry for 4 years. He played vital role for the
establishment of the Bank including its incorporation and takeover
of Rupali Bank. Prior to joining Arif Habib Bank Mr. Bhoori has
served Arif Habib Investment Management Limited in the capacity
of Vice President Operations and Head of Internal Audit.
26
Page 27
Tasnim Beg
Head of Wealth Management
Ms. Tasnim Beg qualified as Chartered Accountant in 1975 from
England and Wales. Earlier, she has acquired Bachelor of Arts
Degree from Punjab University. She has almost 30 years of
diversified experience. In initial stages, she was associated with
Peat, Marwick in London and subsequently worked with A.F.
Ferguson, PIA, Pak Saudi Fertilizers, UNICEF and World Bank.
Aziz Morris
Head Compliance Division
Aziz Morris has 10 years of rich experience working with State
Bank of Pakistan. During his stay at the central bank, he worked 6
years with Banking Inspection Department examining affairs of
various commercial banks in the areas of Asset Quality,
Management, Risk Management, Internal Controls etc. The other 4
years, he served at Banking Supervision Department looking after
Off-site monitoring of banks and contributing towards various
publications of SBP. His last assignment at SBP was overseeing
implementation of Basel II Capital Accord in Pakistan.
He attended a number of national / international seminars and
trainings on banking and risk management during his stay at SBP.
He was also an active resource person for trainings on risk
management and Basel II for both commercial and central bankers.
Farhan Faruqi
Financial Institutions Division & Cash Management
Farhan Faruqi joined the bank in June 2008 as Vice President in
Financial Institutions & Cash Management Division. He is MBA in
Banking & Finance & has a 9 years multidimensional banking
experience in Correspondent Banking, Corporate Banking &
Financial Institutions in various Foreign & local banks such as
American Express, Mashreqbank, UBL, Emirates Bank
International. Prior to his joining, he was working for Emirates Bank
International in Dubai in Financial Institutions Division. During that
period, he served as Relationship Manager for MENA & Asia
Pacific regions.
Sabeen Ibrahim
Marketing
Sabeen Ibrahim joined the Bank in June 2007. She holds a Bachelor
of Science in Information Technology from University of West
Virgina (London Campus), London, England. She has experience in
Public Relations, Advertising and Marketing. Prior to joining AHBL
she has been working in the capacity of a Public Relations
Consultant for several well known local and int. companies.
27
Page 51
• Their should be a common room, so as to give employees a relaxing
environment when they have a break
• New and innovative products should be introduced by AHBL, like other bank
such as Citibank and Standard Chartered Bank develops for their customer.
For this purpose, special teams should be developed that include professional
from all departments of the banks to come with ideas. This process will
increase the number of ideas generated and even produce innovative products
for the bank that might give them the edge
• Incentive schemes should be developed for the employees that can help
motivate them, which might include:
o Scholarship programs for all employees for further study.
o Introducing employee awards at branch and regional levels.
o Job rotation programs to enhance the skills of employees.
• A proper IT department should be established in all branches, with
professional having the knowledge to maintain a secured connection with
other banks. Also scheduled backups of data should be done with in the bank.
9 Appendix
Web References
• www.arifhabibbank.com
• www.sbp.org.pk
• www.brecorder.com
• www.garp.com
• www.dailytimes.com.pk
• www.nation.com.pk
• www.bmacapital.com
• www.ibp.com.pk
• www.pba.com.pk
• www.research.bmacapital.com
• www.nytimes.com
• www.investopedia.com
51
http://www.investopedia.com/
http://www.nytimes.com/
http://www.research.bmacapital.com/
http://www.pba.com.pk/
http://www.ibp.com.pk/
http://www.bmacapital.com/
http://www.nation.com.pk/
http://www.dailytimes.com.pk/
http://www.garp.com/
http://www.brecorder.com/
http://www.sbp.org.pk/
http://www.arifhabibbank.com/
